Friday, July 31, 2020

10 NEW Cafes In Singapore Aug 2020 – For Gula Melaka Boba Milk, Bad Badtz-Maru Curry Rice, And Famous Danish Cookies – DanielFoodDiary.com


The “Circuit Breaker” period was a challenging period for many restaurants and cafes, and especially so for these NEW establishments which have just opened.

Other than the more established names, I felt that I needed to showcase some of the more hidden less-publicised spots, like a creative bubble tea shop at VivoCity called Beyond Coffee, inexpensive Thai & kopi food place near Bukit Ho Swee, and a cafe at Potong Pasir run by the 3rd gen of Shangri-La Confectionary and Delicatessen.

Enjoy!

Beyond Coffee
Vivocity 1 Harbourfront Walk #02-135/136 Singapore 098585
Opening Hours: 11am – 10pm (Mon – Sun)

Bubble Tea & Coffee Place With Creative Flavours
While new bubble tea places are dime-in-a-dozen, the menu of this new shop Beyond Coffee at Vivocity may make you stop in your tracks.

This offerings is quite unlike anything else you would find in Singapore, with categories of “Special”, “Addiction”, “Cool”, “Crafted”, “Coffee” and “Jelly”.

Its specialty beverages include Tomato Tango ($7.50) which is a combination of cherry tomato, seaweed and coffee; Go Bananas ($7.50) with banana cheese foam, banana and milk; Osmanthus Prime ($4.90) of Osmanthus with milk, coffee, cheese foam and gula melaka boba; and Crack Mee Up ($7.50) added with popping boba and salted egg yolk biscuit. Wah.

As they are still in the soft launch phase, I had the safer choice of a cooling Sabai Sabai ($6.50) of lemongrass, lemon and coffee. An interesting combination that made me feel like I was in a spa.

I shall get more adventurous the next time.

Kki Sweets
3 Seah Street, #01-01, Singapore 188379
Tel: +65 9799 2668
Opening Hours: 11am – 6pm (Wed – Sat), 11am – 4pm (Sun), Closed Mon, Tues

Well-Loved Dessert Bar Makes Its Return With Delicate Cakes & Plated Desserts
It has been a long wait, but Kki Sweets is FINALLY back again.

This time it takes on a different form and style, located at Seah Street, the ground level of Raffles Hotel. Reservations are highly recommended.

What’s available include delicate cakes and plated desserts.

The cakes have cute names, and you can make a guess of its components – Marronnier ($9.50), “J” ($13.50), Koide ($10.50), Arata ($10.50), Teh ($9.50), and Fromage ($13.50), all on a rotational basis.

The other cake I took pleasure in was the “Teh” ($9.50) coming with earl grey mousse with a core of pear, because there was a level of unexpectedness as well. Kki Sweets (Seah Street)

Kizuna
148 Potong Pasir Ave 1, #01-37, Singapore 350148
Opening Hours: 9am – 6pm (Tue – Sun), Closed Mon

Run By 3rd Gen Of Shangri-La Confectionary and Delicatessen
The existing space was previously occupied by “Shangri-La Confectionary and Delicatessen”, which is no stranger to the residents in the area as it has been around for more than 30 years.

The current 3rd generation had decided to step up and continue the “family’s legacy” revamping the entire space from a bakery to a café.

Their menu is mainly focused on pastries and coffee, with a small selection of Lunch Bowls available on certain days of the week.

The Ceviche Lunch Bowl ($15.80) is served with tuna, swordfish, nori, shoyu, black sesame seeds, tobiko and a dollop of wasabi by the side.

Unlike their Peruvian counterpart with a distinctive citrus-ness in their marination which is known as Tiger’s Milk, the version at Kizuna was more Japanese Chirashi-like using a shoyu-base sauce. Kizuna (Potong Pasir)

Thong Aik Coffee
78 Indus Road #01-495 Singapore 161078 (15 min walk from Tiong Bahru MRT Station)
Tel: +65 8901 7155
Opening Hours: 8am – 8pm (Mon – Sat), Closed PH

Nanyang Coffee & Authentic, Affordable Thai Cuisine
Thong Aik serves up Nanyang coffee in the morning, and Thai food from lunch (11am) to dinner as it is a collaboration with Ying Thai (not to be confused with Yhingthai Palace Restaurant).

Starting with the morning offering from 8am to 11am, there are items of Lu Rou Fan aka Braised Pork Rice Bowl ($3.90), Century Egg Porridge ($2.90), and Green Bean Soup with Gula Melaka ($2).

As for lunch, you can expect something totally different with Basil Minced Pork Rice ($6), Thai Fried Rice ($5.50), Tang Hoon with Pork or Chicken ($5.50), Green Curry Chicken with Rice ($6), Pineapple Fried Rice Chicken ($5.50), Phad Thai ($7) and Tom Yum Fried Rice ($5.50).

The chef specialises in authentic home-cooked Chiang Mai cuisine, so you would find their dishes fragrant and flavourful. Thong Aik Coffee (Indus Road)

Brew’ Kopibar
2 Havelock Road, Havelock II, #01-10 Singapore 059763 (Clarke Quay MRT station exit A)
Opening Hours: 7:30am – 10:30pm (Mon – Sat), 10:00 am – 10:30pm (Sun)

Undiscovered Spot With No GST At Havelock II Mall
Brew’ Kopibar is the newest kid in the Havelock II Mall, a venture of 3 buddies who used to work in the CBD area; and are kopi-lover by day and craft beer fanatic by night themselves.

They serve up traditional beverages in the morning such as Kopi, Teh, Milo, Yuan Yang, and even a Kopi Milo combination; complemented by a menu of familiar home favorites such as paus, kaya butter toasts and soft-boiled eggs.

On the other spectrum, they serve a range of international craft beers from local, and taps include 3 home-stays and 3 rotating ones to keep things more varied. Brew’ Kopibar (Havelock II Mall)

NOA
17 Stanley Street, Singapore 068736
Opening Hours: 8am – 4pm (Mon – Fri), Closed Sat, Sun

Specialty Coffee Place Focusing On South East Asian Sourced Beans
Cafe in the day by the name of “NOA”, bar at night called “Laut”, this is located along Stanley Street near Tanjong Pagar.

“NOA” means “water” in Lao language whereas “Laut” means “sea” in Malay.

Noa focuses on seafood such as Squid Adobo, Fish Rendang and Sambal Prawn served with Nasi Ulam rice ($15).

The seafood is sourced locally from Ah Hua Kelong, served alongside blue pea flower rice.

Using a single origin from Musfaha, Indonesia in their espresso-based drink, the triple-picked natural processed coffee from Sumatra Mandheling has a sweet milk chocolate and malty flavour. NOA Singapore (Stanley Street)

Venture Drive Coffee
2 Venture Drive, Vision Exchange, #02-41, Singapore 608526
Opening Hours: 9am – 4pm (Mon – Sat), Closed Sun

White Minimalist Cafe Hidden At Jurong East Vision Exchange
The spanking white cafe is spacious (good for social distancing), with minimalist white approach from the walls, bar top, long communal table, stools to the chairs.

Focusing on single origin coffee beans that are roasted in-house, their menu offers only beverages such as Black ($4.50 – $10), White ($5 – $6.50), Mocha ($6 – $7), Chocolate ($6 – $7) and Tea ($6). Venture Drive Coffee (Jurong East)

The cup of Flat White has a medium body packed with floral, citrusy with berries notes, refreshing for the hot weather these days.

Little House of Dreams
58 Seng Poh Road, #01-15, Singapore 160058
Tel: +65 9030 4959
Opening Hours: 8am – 9pm (Sun – Thurs), 8am – 10pm (Fri – Sat)

Pink Cafe At Tiong Bahru
Not exactly a “new” place, but not manu may know that Little House of Dreams moved from Dempsey to Tiong Bahru, right opposite the popular Tiong Bahru Food Centre.

If you love all-things pink, the café is hallmarked by a signature pink façade and floral doorway.

Menu wise, it offers a selection of favourite brunch and deli items such as Honey Soy Salmon and Soba ($21.90) marinated in their special homemade sauce; and Pulled Pork with mixed spice Brioche ($10.90).

For the sweet-tooth, go for their Everyday Chocolate Cake ($7.90) which is moist and decadent with chocolatey goodness, frosted with chocolate ganache for added smoothness.

Bad Badtz-Maru and Gudetama Pop-Up Café
Kumoya @ 8 Jalan Klapa Singapore 199320
Opening Hours: 12.00pm – 9.30pm, Last Order 30 minutes before closing (Tues – Sun) Closed Mon

Duration: 30 July 2020 (Thurs) to 1 Nov 2020 (Sun)

Bad Badtz-Maru and Gudetama Pop-Up Café Near Bugis
This is the first-ever cross-over pop-up café between 2 beloved Sanrio characters in Singapore and South East Asia.

Since National Day is coming, the theme of “SingapoLAH!” is quite apt, in which dishes feature Gudetama and Bad Badtz-Maru will spout our very own brand of Singlish phrases.

The menu will features themed 5 mains, 4 desserts and 6 beverages, specially designed by @LittleMissBento (Shirley Wong) together with the Kumoya kitchen team.

Recommended dishes include the Relax Lah! Japanese Curry Seafood Rice ($28.90), Don’t Play Play Double Burger (S$26.90), a dish that consists of two double petite teriyaki chicken cutlet burger, and the dessert of Lazy Chocolate Ball of Surprise ($24.90) which contains something cute after you knock it open. Bad Badtz-Maru and Gudetama Pop-Up Café (Jalan Klapa)

Leckerbaer Singapore
350 Orchard Road, Shaw House Isetan Scottss #01-K2 & #01-K3, Singapore 238868
Opening Hours: 11am – 8pm (Mon – Sun)

Danish Butter Cookies from Copenhagen
From Denmark to Singapore, Leckerbaer was founded by two pastry chefs, Gabi and Jakob Baer Mogensen, who have extensive experience in the Scandinavian Michelin-Star scene.

The pastry shop makes everything from scratch and there are 8 småkager in the counter to choose from. Flavours in Singapore include Banana, Milk, Chocolate, Vanilla, Passionfruit, Raspberry, Lemon, and Caramel.

A box of 8 pieces goes for $22 (that means $2.75 per piece of cookie), 12 at $32, and 16 at $40.

Other than cookies, also available are tarts, cakes, summer sundae, ice cream sandwich and breakfast sets.

Other Related Entries
10 NEW Cafes In Singapore July 2020
10 NEW Cafes In Singapore April 2020
10 NEW Cafes In Singapore March 2020
10 NEW Cafes In Singapore Feb 2020
10 NEW Cafes In Singapore Jan 2020

* Compiled by Daniel Ang @DanielFoodDiary and Nicholas Tan @stormscape.





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Celebrate National Lipstick Day 2020 With #DiorBeauty – BAGAHOLICBOY


IMAGE: DIOR

BY: BAGAHOLICBÉBÉ

National Lipstick Day on 29 July deserves a special place on your beauty calendars. Besides being an ode to one of the most classic makeup products of all time and its transformative powers, there are also some pretty sweet deals one can score. And even in these upside-down times, there’s always room to paint your pout in some feel-good colour for that next online meeting or just to boost your mood when working from home, yes? In celebration of the occasion, Dior Beauty is bringing some fun with its Dior Games campaign, which is a reminder to take care of your lips and indulge in some colour play. With a formula for every fancy, pucker up and get ready to find your new favourite lippie.

IMAGE: DIOR

Dior Lip Glow, SGD50
If you’re never without a trusty lip balm, this one’s for you. The colour reviver balm combines the comfort of a balm to soothe dryness with a natural flush of custom colour. A balance between lip care and makeup, it douses lips in up to 24 hours of hydration and uses a technology which reacts to the chemistry of your lips to give it a natural hue that suits your skin tone. Perfect for days when you just need a little something. Use it alone or layer it on top of lipstick to change the effect. It also works as a great lipstick primer. In 9 shades and with additional matte and holographic finishes.

Dior Addict Lip Tattoo, SGD50
Don’t let your face mask take away the joys of wearing lip colour. If your mask has to come off during dining out at some point, good news because this long-wearing lip tint, which glides on without a hitch, offers budge-proof colour by fusing to the lips like a tattoo, so you won’t be have to deal with a smudgy mess. Plus, it hugs lips for comfortable wear without drying out your pout. In 6 shades.

Dior Lip Maximizer, SGD50
For fuller, pillowy lips, there’s this signature lip plumper that bathes lips in comfort, shine and an instant, long-lasting volume-boosting effect. It’s moisturising, gives lips a nice shine and with no sticky finish. In 5 translucent colours with just the right balance of pigments for a glossy sheen.

Dior Addict Stella Shine, SGD52
You don’t have to choose between colour and shine because this serves up both. Five fine, ultra-sensorial oils and beeswax glaze lips with all-day hydration and comfort, while pearlescent micro-pigments give shine to luscious colour for a vibrant finish with depth. In 23 shades and 3 finishes: pure shine, sparkle or mirror.

IMAGES: DIOR





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Prada Emblème Linen Blend Bag – BAGAHOLICBOY


IMAGE: PRADA

It’s a timeless combination that never goes out of style, and when paired with an iconic enough shape, it becomes an instant classic. When Prada introduced the Emblème Bag last year, it came in 7 different colours ranging from Black and White to Fiery Red and Powder Pink, but this time around, the Italian luxury brand unveiled its latest linen blend and leather Emblème Bag, one that has arrived just in time for Fall-Winter 2020.

The classic combo that was mentioned earlier refers to pairing of canvas/linen material with tan leather trim as both (like milk and cookies) compliment each other really well. Linen is known for its lightweight properties and carries the ability to retain its shape and structure over extended periods. And because this design ensures the leather elements around the edges, under the flap and over at the sides, you can be sure that the bag will not sag or slouch over time.

This F/W2020 edition is a casual alternative to the full-leather options introduced in 2019, and it’s something which the men can try out as well. Measuring 20.5 cm by 14 cm, the bag opens via the gold-tone buckle with a simple push, revealing two roomy compartments that are more than enough for a day’s worth of essentials. The good news? You can find the Emblème Linen Blend Bag (SGD3350) at Prada boutiques in Singapore, along with a selection of other Fall-Winter 2020 goodies that have landed in-stores as well.

Adjustable to 7 different lengths, you can wear the bag several ways, long or short as you please. Whether you’re looking to dress up in a party outfit or thinking of a simple tee and good old pair of jeans, the Emblème Linen Blend Bag will do the trick for you. And with a timeless combination like this, you can be assured that one it won’t be a one hit wonder.

IMAGE: PRADA



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Guide On How To Maximise Interest Earned On This Savings Account


This article was written in collaboration with the DBS. All views expressed in this article are the independent opinion of DollarsAndSense.sg. This article was first published on 7 February 2020 and updated to reflected the latest interest rates.

Regardless of what stage of life you’re in, an invaluable tool in your personal finance arsenal is a high-interest savings account, which allows you to earn decent risk-free returns, while keeping your cash available for use at short notice if the need arises.

By giving users the ability to earn between 0.7% to 3.8% interest per annum, the DBS Multiplier Account is a popular choice as the go-to high-interest savings account for many people in Singapore.

We’ll explain how the account works so you can decide if it makes sense for you to start using the DBS Multiplier Account.

Existing users should already be aware of changes to the DBS Multiplier Account have been made effective from 1 August 2020. In light of these changes, it’s worth reading on to see how to maximise the interest you can earn under the new rules.

How The DBS Multiplier Account Works

Source: DBS

In essence, to begin earning more than a trivial (0.05% per annum) amount of interest, you will first need to fulfil the base category of Income (Which replaced the previous Salary Credit). To do this, you can either:

Receive Salary Credit (via GIRO with reference codes of ‘SAL’ or ‘PAY’)

OR

Receive Investment Dividends (via GIRO from Central Depository [CDP], DBS Vickers, DBS Online Equity Trading, DBS Unit Trusts, DBS Online Funds Investing, DBS Invest-Saver)

After fulfilling the mandatory Income category, how much interest you earn in a given month depends on:

1) The number of transaction categories you manage to fulfil;
2) The total value of these transactions; and
3) The Monthly Average Balance in your DBS Multiplier Account.

You can refer to this table from DBS to see this represented graphically:


Source: DBS

If the awarded interest at higher tiers starts to make your mouth water, here are the criteria for fulfilling each additional category.

Credit Card Spend: This is pretty self-explanatory. You fulfil this category when you (or your supplementary cardholder) make purchases using any DBS/POSB credit card, including the popular POSB Everyday Card, DBS Live Fresh Card, DBS Altitude Visa Signature Card, DBS Black American Express Card, and DBS Woman’s Card.

Home Loan Instalments: If you are planning to buy a new home or are eligible to refinance your home mortgage, you can fulfil this criteria by getting a DBS home loan and paying your monthly instalments – and yes, both cash and CPF components are recognised.

Investments: You can fulfil this category in a few ways:

– Make a new Unit Trust Lump Sum Investment; or
– Make a fully settled ‘BUY’ trade using DBS Vickers; or
– Initiate a new DBS Invest-Saver plan, which will be recognised for the first 12 consecutive months.

Insurance: To fulfil this category, you can purchase regular premium insurance policies from DBS’ bancassurance partner, Manulife, which will be recognised for the first 12 consecutive months.

To help you estimate how much interest you can potentially earn using the DBS Multiplier Account, we’ll next use this handy calculator by DBS and project a few common scenarios.

Scenario #1: How Much Can A Young Working Adult Earn With DBS Multiplier Account?

According to 2018 data from the Ministry of Manpower, fresh graduates in Singapore earned an average of $3,500 (public university graduates), $2,501 (Polytechnic graduates) and $2,200 (ITE graduates).

For this illustration, we will use a gross monthly salary of $3,000. Let’s also assume the fresh graduate has a modest $12,000 in savings.

Income: Salary credit of $2,400 (After deducting 20% employee CPF contribution)

Credit Card Spend: $500 (For transport, meals, and other daily expenses)

By leaving your money in a regular savings account (with interest of 0.05% per annum), you’ll be earning a mere $0.60 that month (based on a 30 day month) on your balance of $12,000.

If we were to use the DBS Multiplier Account, we would have fulfilled the Income and Credit Card Spend categories, as well as clocking $2,900 in eligible transactions, thus earning us 0.9% in interest per annum. On our same balance of $12,000, this works out to $9 for the month – a whopping 15 times more.

Over a year, a DBS Multiplier Account user would have earned at least $100.80 more in additional interest – all without having to do anything differently. This difference will only become even more pronounced as we grow our savings.

Scenario #2: How Much (More) Can An Older Working Adult Earn With DBS Multiplier Account?

Assuming you’ve been in the workforce for 10 years and are now earning a gross monthly salary of $3,750. You started investing using DBS Invest-Saver, took a DBS home loan, and accumulated a respectable $60,000 in cash savings.

Income: Salary credit of $3,000 (After deducting 20% employee CPF contribution)

Credit Card Spend: $800 (For transport, meals, and other daily expenses)

Home Loan Instalments: Monthly repayment of $1,000 (Using a mix of CPF and cash)

Investments: $200 a month (Using DBS Invest-Saver)

By leaving your money in a regular savings account (with interest of 0.05% per annum), you’ll be earning a mere $2.40 that month on your balance of $60,000.

If we were to use the DBS Multiplier Account, we would have fulfilled the Income, Credit Card Spend, Home Loan Instalments and Investments categories, as well as clocking $5,000 in eligible transactions, thus earning us 1.80% in interest per annum on our first $50,000 and 2.40% on the remaining $10,000.

This works out to $95 for the month and more than $1,140 in risk-free interest over a year!

Read Also: I Tried Tracking My Personal Finances For A Month – Automatically. Here’s What I Learnt

Bonus Scenario: Using DBS Multiplier Account As A Couple

Even though you can’t use the DBS Multiplier Account as a joint account, if you want to earn attractive interest rates, both you and your partner can make use of it together to help each other earn even higher interest on your own DBS Multiplier Accounts.

To do so, both of you need to open DBS Multiplier Accounts individually, then open a joint account with DBS/POSB. When you credit your salary and/or dividends into your joint account, it will be recognised as fulfilling the Income criteria for both of your DBS Multiplier Accounts.

If both of you are working and receive a salary credit of $3,000 each, each of your DBS Multiplier Accounts would have clocked an eligible transaction of $6,000, just by salary credit alone! While Credit Card Spend and the other categories do not stack the same way, you’ll be in a great starting position if you wish to fulfil those categories.

You can read this article for more details on how you can make use of this DBS Multiplier Account with your partner – or at least someone whom you trust enough to open a joint account with.

Read Also: How Couples Can Maximise Interest Earned On Their DBS Multiplier Accounts By Using A Joint Account

Alternate Track For DBS Multiplier Users: PayLah! Retail Spend

The above outlines the most common (and advertised) way to earn bonus interest using DBS Multiplier. An alternate track based on PayLah! retail spending has been added, presumably for those without a credit card, insurance, home loan or investment with DBS. Here’s how it works:

 

Simply clock up retail spend using PayLah! of $500 in a month, and for customers above the age of 29, fulfil the Income criteria (Salary Credit/Dividends) in order to earn bonus interest of up to 0.5% on the first $10,000 in your DBS Multiplier Account. An interesting thing to note for those under 29 is that you can earn 0.3% in interest by virtually doing nothing, which is a clever perk to entice a new generation of customers.

Source: DBS

DBS Multiplier Account Grows With You

We all need a savings account to receive our salary, pay bills, and keep cash that we want readily accessible – whether through an extensive ATM network, a FAST fund transfer or an e-wallet (like PayLah!). The DBS Multiplier Account does all of that – and more.

Even though most users use the DBS Multiplier Account primarily because of the high interest they can potentially earn, it is also worth noting that your DBS Multiplier Account is also a multi-currency account, which allows you to accept and hold deposits in up to 12 foreign currencies, alongside your regular SGD balances. This multi-currency feature makes the DBS Multiplier Account useful for frequent travellers, online shoppers, overseas investors, and exchange students.

One of the notable changes made to the DBS Multiplier Account mean that even if you do not draw a monthly salary – perhaps because you are a freelancer, self-employed individual, retiree, or temporarily out of a job – you can still fulfil the mandatory Income category by way of receiving dividends from your SGX stocks or Singapore Savings Bonds.

This is an example of the many ways you can earn bonus interest from your DBS Multiplier Account, which means that as you grow in your career and expand the types of personal finance services you consume, you can continue to enjoy even more rewards.

Begin your DBS Multiplier Account journey by signing-up in 5 minutes (if you have the required documents) and exchange tips and tricks with fellow community members as you learn to make the most out of your DBS Multiplier Account.

Read Also: 3 (Free) Financial Resources You Can Tap On Today, In Order To Plan For A Better Tomorrow






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Pan Pacific Hotels giving away 25,000 free nights to Singapore healthcare workers

We’ve seen lots of airlines launch initiatives to recognise those involved in the fight against COVID-19, from Qatar Airways’ 100,000 free...